The effects of a family losing their house can hardly be exaggerated. Severe depression and other illnesses can affect family members, and children’s education is sometimes disrupted. It can even lead to the physical break-up of the family. None of this is surprising. It’s not just a house that is repossessed; it’s a home – the place of security for the family.

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Many families are finding it hard to make ends meet at this time of economic difficulty. And if you're finding things tough, and are struggling to stay afloat financially, here are some important insights into dealing with debt and making sure it doesn't overwhelm you.

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How much did it cost you the last time you paid your gas bill? Are you spending more at the supermarket than ever before? Do you think life seems to be getting more expensive?

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